Flip is an AI financial assistant that lives inside iMessage. Text it like you would a friend and it pays people back, moves money, tracks your portfolio, audits your subscriptions, catches dips, and finds you opportunities — all from the Messages app you already use.

You add Flip as a contact and text it. Flip understands natural language, connects to your bank, brokerage, and crypto wallets, and takes action for you. Every meaningful step is confirmed by you before it happens — no surprise transfers.

Yes. Flip uses bank-grade encryption, Plaid for bank connections, and industry-standard custody for crypto. Your credentials are never stored in plaintext and sensitive actions require explicit confirmation. See our privacy policy and security policy for full details.

Join the waitlist on this page. When you're in, you'll get a text from Flip and can start using it immediately — no app download, no new account to set up.

Flip connects to thousands of US banks and brokerages through Plaid and SnapTrade. If you can link it to Venmo or Robinhood, it almost certainly works with Flip.

Flip is free to join the waitlist. Pricing for the full product will be announced at launch — early waitlist members get founding-member perks.

Yes. Flip can place trades across connected brokerage and crypto accounts, copy trades from people you follow, and react to market movements — always with your confirmation before execution.

Yes. Add Flip to a group chat to split bills, settle tabs, run group bets, and track shared expenses without leaving iMessage.

Venmo and Cash App move money but don't think. ChatGPT thinks but can't touch your money. Flip does both — it understands what you want in plain English and actually executes it across your real financial accounts.

Pay friends back, split bills, check your balance, move money between accounts, buy/sell stocks or crypto, track subscriptions, summarize your spending, find deals, run savings goals, and more. If you'd text a smart friend to do it, you can text Flip.